Electric Bike Insurance: The Best Way to Boost Your Vehicle’s Protection

Electric two-wheelers are becoming increasingly popular in India. In such a situation, the question arises whether it is necessary for them also to take insurance? In this blog post, we will answer this question and also share some important information related to electric bike insurance.

Is insurance necessary for electric bikes?

Yes, it is necessary to take insurance for electric bike also, if their speed exceeds 25 kilometers per hour. This is because under the Motor Vehicles Act 1988, it is mandatory for all motor vehicles in India to have third-party insurance. Third-party insurance provides financial protection against loss or injury caused to a third party in an accident.

There are two categories of electric bikes:

  • Electric Bicycle: Their speed is less than 25 kilometers per hour and taking insurance for them Not compulsory Is.
  • electric bike: Their speed is more than 25 kilometers per hour and for them It is mandatory to take third-party insurance Is. for your electric bike Comprehensive Insurance You can also take it, which provides coverage for damage or theft to your vehicle along with third-party coverage.

Benefits of Electric Bike Insurance:

  • Financial security in case of accident: If you are involved in an accident, the insurance will pay for the damage or injury caused to third parties.
  • Protecting your vehicle: If your electric bike is stolen or damaged, comprehensive insurance will cover the cost of repair or replacement.
  • Compliance with legal requirements: It is mandatory to have third-party insurance for electric bikes in India.


If you have an electric bike whose speed exceeds 25 kilometers per hour, you must take third-party insurance. You can also take comprehensive insurance for your bike for more comprehensive protection.

Additional Information:

  • You can buy electric two-wheeler insurance online or offline from various insurance companies.
  • To determine premiums, insurance companies will consider several factors, including the model of your electric bike, battery capacity, and the coverage you choose.
  • You can compare different insurance plans to choose the best one as per your needs and budget.

Read Also:-

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